Get a discount card: Many pharmacies have free or low-cost discount card programs that will let you buy generics for $4 or qualify for steeper discounts on other drugs. Other drug card programs worth a look are: togetherrxaccess.com, rxsavingsplus.com, yourrxcard.com, rxfreecard.com, pscard.com and familywize.com.
Search for drug assistance programs: If your income is limited, you can probably get help through drug assistance programs offered through pharmaceutical companies, government agencies and charitable organizations. To find these types of programs use benefitscheckup.org, a comprehensive website that lets you easily locate the programs you’re eligible for, and will show you how to apply.
Buy from Canada: This option offers savings between 50 and 80 percent on brand-name drugs, but it’s important to understand that it’s illegal to import drugs from Canada. The FDA, however, does not prosecute anyone who imports prescription drugs for personal use. If you’re interested in this option, see pharmacychecker.com, an independent resource that finds the lowest prices from licensed and reputable Canadian pharmacies. (Note: This is not a good option for Medicare Part D beneficiaries because it will not count toward their deductible.)
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.